Qualified plans have tax-deferred contributions from the employee, and employers may deduct amounts they contribute to the plan. Nonqualified plans use after-tax dollars to fund them, and in most cases employers cannot claim their contributions as a tax deduction.

What is the difference between a transfer and a rollover? A transfer is used to move funds from one institution to another without changing the account type. A direct rollover is used to move funds from an employer plan to another account type like an IRA, without having to pay taxes.

Place your bet directly on a single number (including the zero). You will win if the ball lands on that number. Split Bet (Pays 17 to 1). Place your bet on the line between any two connected numbers, either horizontally or vertically.